work injury claim employer stops trading

How To Claim Compensation For Work Injury After Your Employer Stops Trading

In this Q(A – we discuss when you can claim compensation for personal injury at work even when your employer is about to stop trading or has already gone out of business.

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DESCRIPTION: Machine Crush Work Injury Accident

A few months ago – suffered a crush injury to my hand from a defective machine at work causing several broken bones and ligament damage.

I am thinking of making a claim for compensation, but it has just come to my attention that my employer is in financial difficulty and may be forced to stop trading.

Can I still claim compensation for injury in a workplace accident if my employer has stopped trading?

SHORT Q&A – Claim When Employer Stops Trading

Q: Can I claim compensation for injury in a workplace accident if my employer has stopped trading?

A: Yes - you can still claim compensation for an injury at work even after your employer stops trading. Clearly you must prove legal fault and be within the legal time period to claim. But at the time of your accident - your employer should have had employer's liability insurance. In essence - this insurance will meet any claims for worker injury, etc. Even after your employer goes out of business this insurer will retain liability for events occurring during the insured period. Your solicitor can trace the insurer and commence your claim. It is however preferable to start your claim before your employer stops trading if possible.

DETAILED RESPONSE – Work Injury Claims Solicitor

Your work injury claim will not be reliant on your employer still trading or even being in business. The critical factor is instead – the employer’s liability insurance that should be in place whilst you are employed.

This insurance is a legal safeguard for injury to employees that can be shown to be an employer’s legal responsibility.

Employer’s liability insurance will meet a work injury compensation claim

See our employer’s worker compensation insurance article. You will not only discover what employers’liability insurance is, but also the compensation that it will pay if have been injured at work

If possible – start your work injury claim before your employer stops trading

It would be better for your employer to be notified of your work injury claim before the business stops trading.

specialist work injury solicitor telephone contact
Telephone A Specialist Work Injury Solicitor

Your employer will automatically notify the business employer liability insurer.

In this way – the whole process of making your claim can be set in motion.

We recommend you act quickly. Speak to a specialist solicitor and start your claim as soon as is possible.

Your Claim Can Be Commenced After Your Employer Has Ceased Trading

It is still possible for your work injury claim to be commenced after your employer has gone out of business.

However, as you can probably imagine this will not only make the process slower, but also result in more difficulty in obtaining evidence to support your claim.

Process to make a crush injury at work claim and payout amounts

We have a number of articles that will help you understand the process of making a work crush injury claim.

See our defective machinery at work article to appreciate both the duty owed by an employer and when you can claim for injury from defective work equipment.

IN our crush injury claim payouts article – you will not only find typical crush injuries, but also the payouts you can claim for each type of injury.

Contact a specialist injury claims solicitor before your employer stops trading

Whether your employer has ceased trading or not – it is recommended you contact a specialist work injury solicitor.

You should do this as soon as possible whether you intend to start your claim now or wish to wait.

Many accident victime are uncertain as to what to do after they are injured at work. You may be worried about your job or the reaction of your employer.

This is why we offer free telephone and online legal help. You can not only call us direct to speak to a solicitor or arrange a callback, but also have your claim assessed and ask all the questions you feel you need answering.

Make an informed decision as to how best to proceed with your work crush injury claim and the consequences of your employer going out of business.

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