Drug Intoxicated Driver Travelling In The Wrong Direction Hits Cyclist On A One-Way Street

In this Q&A – you will find out how you can claim compensation for injuries caused by a drug intoxicated driver going in the wrong direction on a one-way street. We use the example of a cyclist hit by a car and consider claiming when there is no motor insurance.

Injuries include: fracture injuries to the leg and arm; head injuries, scarring, tongue injury and post traumatic stress.

Description – Drug intoxicated driver accident

My husband was cycling on his bicycle along a one-way street in Chester in the evening when he was hit by a car driver high on drugs.

The car was coming down the one-way street at speed in the wrong direction.

My husband’s bicycle had lights on and he was wearing visible reflective clothing.

He was in hospital for one month having suffered serious fractures to the tibia and fibula in his left leg, a fractured radius in his right arm, head injuries and a deep bite in his tongue.

Since the accident he has withdrawn a lot from his family and friends and at night relives the accident events.

Our sex life is now non-existent.

The drug intoxicated driver is being prosecuted by the police for being unfit to drive whilst under the influence of drugs, dangerous driving and driving without insurance.

Can my husband claim compensation for all his injuries from the drugged driver despite the fact that he did not have a policy of motor insurance?

ANSWER Uninsured driver intoxicated with drugs claims

From the facts as you have presented it seems clear the drug intoxicated driver was at fault for causing the accident.

Criminal prosecution supports a personal injury claim

This is borne out by the fact that the police are prosecuting him.

However, the fact that the driver is being prosecuted for not being insured will not prevent a claim.

Finding the correct motor insurer / claiming via the MIB

The Motor Insurers Bureau, known by the acronym MIB, will act as though it was the insurer of the drug intoxicated driver to meet your husband’s compensation claim. However,your solicitor must prove that the uninsured driver was at fault.

Alternatively, it may be the case that a motor insurer can be found to meet the claim without the MIB’s involvement.

For example – if the the car was legitimately insured by (for example – the drug intoxicated driver’s partner), but the driver was not named., Hence, why there appears to be no insurance.

Calculating compensation payout for serious cyclist injuries

Your husband has suffered many serious injuries due to the drug intoxicated driver accident – including: fractures to his left leg and right arm, head injuries and tongue injuries.

In addition – his psychological symptoms could be an indication of post traumatic stress disorder. This is a severe psychological response to a traumatic event.

A specialist solicitor will need an independent medical report from various different experts including:

Using all this medical evidence – your husband’s claim payout will be based on the amount of compensation all of the various injuries can attract. This will not be a simple addition, but will be calculated using the multiple injury principle.

In addition ,financial losses – such as lost income and medical expenses, will be included in your claim.

FREE Telephone / Online Legal Help

Cyclist claims against driver’s intoxicated by drugs can be complicated. Therefore, we recommend talking to our specialist solicitors free of charge to know how best to proceed with your claim.

You can ask a drug intoxicated driver question and have your claim assessed.