Hand Injury Claim Payouts Calculator: Fracture, Crush, Loss Of Function, Amputation, Broken Hand, Ligament / Tendon
Find out how to calculate compensation payouts for all manner of hand injury claim, including crush accidents and broken / fractured bones. In addition – we look at claiming for hand injuries requiring surgery, causing loss of hand function and in the most severe cases, amputation.
Thereafter, we describe the different types of compensation you can claim and set out common accidents that cause hand injuries.
- Hand Injury Claim Payouts Calculator: Fracture, Crush, Loss Of Function, Amputation, Broken Hand, Ligament / Tendon
- Payouts Table Of Hand Injury Claims In 2025
- What is a hand injury claim?
- Are the amounts of compensation for hand injury claims likely to be large?
- What types of compensation can you claim for a hand injury?
- What parts of your hand can be injured in an accident?
- What are the common types of accident that can give rise to hand injuries?
- Compensation calculations for hand injury claims
- Minor hand injury average claim payouts
- Hand injuries with ongoing symptoms and disability
- Serious hand crush injury payouts
- Serious hand injury with significant loss of function
- Injury to both hands with serious ongoing disability compensation payouts
- Amputation / total loss of one hand
- Amputation both hands
- Additional calculations for finger and thumb injury claims
- SUMMARY
- FREE Specialist Solicitor Help
Payouts Table Of Hand Injury Claims In 2025
With our payouts table as a guide – you can determine compensation amounts you can claim for the pain and suffering caused by both minor and severe hand injuries.
| Hand Injury | Claim Payout |
|---|---|
| Minor Cuts And Crushes Full Recovery | Up to £7,000 |
| Moderate Deep Cuts Crush Fractures Broken Hand Ongoing Symptoms | £7,000 – £16,500 |
| Serious Crush Injury Surgery Limitation in hand function | £18,000 – £36,000 |
| Serious Hand Injury Affecting one hand Up to 50% loss of function Significant disability Traumatic amputation several fingers Reattachment surgery | £36,000 – £76,000 |
| Severe Injury Both Hands Affecting both hands Significant disability | £68,000 – £104,000 |
| Amputation One Hand Single Hand Amputation / Total Loss Of Function More Compensation Dominant Hand | £118,000 – £134,000 |
| Amputation Two Hands Both Hands Amputation / Total Loss Of Function | £172,000 – £247,000 |
Read on – for an explanation as to how each claim settlement is calculated, together with a detailed description of the types of hand injury that are classed as minor, moderate and severe.
Claim Additional Sums For Financial Loss And Expense
Not only are you entitled to claim compensation for pain and suffering, but also additional compensation for financial loss and expenses your incur.
However, these financial losses must be proved by your solicitor to be as a direct result of your hand injury.
What is a hand injury claim?
If you suffer a hand injury as a result of negligence or legal fault of another person or business – you will generally be entitled to make a hand injury claim for compensation.
Proving Legal Fault
We recommend you contact a solicitor to help you make your hand injury claim. Proving legal fault is often complex as is knowing what and how much you can claim for your hand injury.
Are the amounts of compensation for hand injury claims likely to be large?
Yes – the hand is considered to be not only of cosmetic importance (affecting the way you look and your confidence), but also of extreme functional importance.
Not only do your hands have your prime sense of touch, but they also allow you to:
- Manipulate the environment your live in. For example – open doors, grip objects.
- Use tools. For example – at work as a carpenter using a saw or in a domestic environment to do DIY.
- Work in most trades and professions. For instance – you may be a secretary, typing at a keyboard or a guitarist in a band.
- Enjoy hobbies. For example – play tennis or volley ball.
What types of compensation can you claim for a hand injury?
Pain, suffering and loss of amenity
You are entitled to claim compensation for the pain, suffering and loss of amenity for your hand injury itself
Loss Of Amenity
Loss of amenity relates to the reduction in the enjoyment of your life caused by your hand injury. For example – you may no longer be partake in hobbies that you once enjoyed prior to your accident.
Financial loss and expense
In addition to pain and suffering compensation – you can claim compensation for the financial losses and expenses that directly flow from your hand injury. For example – lost income and care and assistance in the home provided by family and friends.
Example Of Work Accident Financial Loss
For example – imagine you are a skilled craftsman working with your hands, due to a work machine safety guard malfunction your hand becomes entrapped and crushed causing multiple fractures. Despite emergency surgery – you lose the normal function of your hands. Consequently, your ability to work and find alternative jobs is severely limited.
In this case – your claim will include not only the pain, suffering and loss of enjoyment in life you experience from the hand injury itself, but also lost income. This might be for the rest of your potential working career or until you can retrain in another job.
Therefore – the lost income you experience would likely be significant.
What parts of your hand can be injured in an accident?
Your hand is made up of the wrist, palm, fingers and thumbs – which in turn are made up of:
Bones of your hand
The hand is made up of many different bones.
Your wrist is made up of carpal bones, which connects to metacarpal bone extending from your wrist to your knuckle for each finger and thumb.
The knuckles (medically known as the sesamoid bones) connect to your fingers and thumb. Each finger is made up of three bones known as phalanges (working along your finger from the knuckle these are – the proximal, intermediate and distal phalanges – the thumb has two phalanges (the proximal and distal)).
Muscles, ligaments and tendons
The muscles, ligaments and tendons allow your hand to grasp and release. Whereas – the tendons join the muscles to the bones.
Injury to these soft tissues can greatly hamper the functioning of your hand.
Nerves of your hand
Your finger tips have many nerve endings, which allow you to have your sense of touch. If these nerves are damaged then your sense of touch can also be adversely affected.
What are the common types of accident that can give rise to hand injuries?
Many types of accident can give rise to hand injuries, such as:
Work accident hand injury claims
An employer owes a duty to employees (and the self employed working on an employer’s site) to keep you safe – regretfully we have seen all too often injuries involving hands being trapped in work machinery typically due to insufficient or non-existent machine guards.
Accidents at work can cause very severe hand injuries, For example – crush fractures and sometimes the loss of a hand.
Motorbike and pedal cycle road traffic accidents
Pedal cycle accidents and motorbike RTA’s can cause multiple injurie, such as hand injuries.
Hands Used To Break Your Fall
The natural instinct of a biker (whether cyclist or motor biker) is to put your hands when you fall. We instinctively attempt to protect more vulnerable body parts, such our head.
The result – hand injuries.
Pavement and shop slips and trips
If you trip on a raised flagstone or fall on another defect with a pavement – the council or highways authority is likely to be considered “legally at fault” for your accident.
If you slip or trip in a shop causing a broken or fractured hand – the owner of the shop or the premises you fall in owes a duty to keep you safe as an “occupier of the premises” and as such can be considered “legally responsible” for hand injury claim.
As you fall – instinct tells you to put your hand out to break your fall – often resulting in a serious hand injury.
Compensation calculations for hand injury claims
See examples of the different types of hand injury coupled with compensation calculations for each.
Minor hand injury average claim payouts
Hand injuries involving cuts and crushes with pain lasting no longer than a couple of months and complete recovery will lead to settlements calculated as up to £7,000.
Hand injuries with ongoing symptoms and disability
Deep cuts to the hands, broken bones, crush fractures, boxer fractures – with ongoing symptoms of pain coupled with some disability in the function of your hand. You may have had surgical attempts to remedy the issues, but these may have failed. Hand fractures of this nature will result in compensation calculated between £7,000 – £16,500.
Serious hand crush injury payouts
Severe crush injuries to your hand that require surgery and result in significant limitation in hand function will typically lead to a compensation payout calculated between £18,000 – £36,000.
Serious hand injury with significant loss of function
Severe hand injury coupled with significant permanent ongoing disability. This may be as much as 50% loss of function of a single hand.
For example – you may be involved in an accident resulting in traumatic amputation of several fingers, which when reattached in later surgery are functionally limited and unsightly.
In this case of serious hand injury – your resultant compensation will be calculated between £36,000 – £76,000.
Injury to both hands with serious ongoing disability compensation payouts
If your claim relates to serious ongoing disability to both hands then your compensation settlement is likely to be worth between £68,000 – £104,000.
Amputation / total loss of one hand
A single hand amputation or the effective loss of one of your hands, will result in claim payouts calculated between £118,000 – £134,000.
Hand Amputated Is Your Dominant Hand
If your dominant hand is amputated then your compensation will be towards the higher end of the payout. This is because, loss of a dominant hand is seen to cause more pain and suffering as it will likely affect your life more.
Amputation both hands
Both of your hands might have to be amputated or might have been traumatically severed in an accident. These most severe double hand amputation claims will result in a compensation payout calculated between £172,000 – £247,000.
Additional calculations for finger and thumb injury claims
If enough of your fingers (and thumbs) are severely affected in an accident – the function of your hand can be compromised. Therefore, such injuries can be be classed as being included within the definition of a hand injury claim, which is the subject of this article.
Finger And Thumb Injury Payouts
Finger and thumb injury in isolation may not be so severe as to limit the function of your hand, which this article addresses.
Therefore, we have written separate finger injury claim and thumb injury compensation articles setting out the compensation payouts for all manner of injury – from fracture to amputation.
SUMMARY
To conclude – you have learned how to calculate compensation payouts for various different hand injury claims from broken and fractured bones to the most serious hand amputations.
FREE Specialist Solicitor Help
We provide both free telephone and online legal help if you are considering making a hand injury claim Our free help options include:
- Call direct to speak with a solicitor.
- Arrange a solicitor callback at your convenience.
- Ask a legal question.
- Receive a hand injury claim assessment.
