Spinal Injury Claims

Spinal Injury Claims Payouts Calculator: Back, Neck, Coccyx Damage

in this article we bring together all of our various articles setting out the amounts of compensation you can claim for various types of spinal injury. This might be spinal injury in the neck, back (mid to lower spine) or coccyx (base of spine).

The compensation payout you receive is usually dependent on the type of spinal injury you experience – not the type of accident that caused the injury.

However, we set out one exception relating to payments for whiplash in a road accident following a change in the law on 31 May 2021.

We look at the different ways your spinal injury may be caused and the effect this might have on the amount of compensation you receive.

Payouts Tables For Spinal Injury Claims In 2024

Our first table looks at compensation payout for injury to different parts of your spine. Wheres, our second payouts table looks at other body parts affected by spinal injury.

Spinal InjuryClaim Payout
Neck£2,500 – £131,000
Back£2,500 – £161,000
Coccyx£2,200 – £24,000
Paralysis£219,000 – £404,000
Spinal Injury Causing Damage ToCompensation Payouts
Bladder£23,500 – £184,000
Bowel£12,500 – £150,000
Sexual Function£6,600 – £154,000 (men)
£10,000 – £170,000 (women)
Psychological / PTSD£4,000 – £101,000

What is a spinal injury claim?

Your spine extends from your neck all the way down to your coccyx and is made up of the spinal cord, vertebrae and discs (together with various muscles, tendons. ligaments and soft tissues within and surrounding the spinal column).

Should you suffer a spinal injury in an accident, or as a result of some other form of negligence, you may be entitled to make a spinal injury claim for monetary compensation for pain, suffering and financial loss and expense your incur as a result of your injuries.

This claim is made against the person or business considered legally at fault.

Liability Insurance Will Usually Pay Your Compensation
Typically, the person at fault will have some form of liability insurance to cover any claims for compensation. For example – an employer will have employer’s liability insurance (to cover work accidents). A shop business will have public liability insurance (to cover personal injury experienced by customers on the shop premises).

How does the basis of valuation differ depending on accident type?

Largely, the basis of valuation of compensation for pain and suffering caused by spinal injury is the same for all types of accident.

Therefore, whether your accident was at work, caused by a slip and trip, was a result of medical negligence, etc. – the same spinal injury will lead to the same compensation payout.

However, certain types of road accident causing whiplash or spinal injury caused by criminal act may be subject to a tariff reducing how much you can claim.

Road accident claims

Since the 31 May 2021 – some types of road accidents that cause neck, back and shoulder injury (with symptoms of up to 2 years) have a different basis of valuation.

Road user protected by the metal cage of a vehicle

Generally, if you are in a motor vehicle when your accident happens you are considered protected by the motor vehicle’s metal cage.

The government took a view that to avoid exaggerated claims and to protect motor vehicle insurers from excessive payouts – the basis of valuation of compensation for whiplash type injuries should change to a reduced tariff (fixed payment) system.

However, the tariff only applies if you are in a motor vehicles when the accident happened.

Vulnerable road user – pedestrians, motor bikers, cyclists, etc

The changes do not apply to vulnerable road users (for example – a pedestrian, cyclist motorcyclist, etc.). Thus, the basis of valuation remained the same as other types of accident.

We delve into these changes (and which types of road accident it affects) in our road accident whiplash payouts article.

Larger Compensation If Whiplash Is Not In A Road Accident
Incredibly – if you experience whiplash in another type of accident that does not involve a motor vehicle on a road (such as a work accident or a slip and trip) or you are a vulnerable road user (for example – a motorcyclist or pedestrian) – you will receive far larger compensation.

Criminal injury claims

The basis of valuation for compensation for criminal injury claims has long been different than that for personal injury claims.

Spinal injury (as all other injury types) in criminal injury claims made via the CICA are subject to the criminal injuries tariff scheme. This effectively pays a fixed lower sum than you would have received in a normal personal injury claim.

spinal injury compensation claims
Spinal Injury Compensation Claims

Clinical negligence compensation claims

Regretfully, even doctors can make mistakes and operations to correct spinal problems can go wrong and lead to accidental injuries. The extent of spinal injury that is attributable to medical negligence will depend on an independent medical expert report – distinguishing what damage was caused by negligence and what may have already been in existence warranting medical intervention.

Clinical negligence compensation is only for what was caused by the clinical error, but other than that teh valuation will be the same as for other accidents.

In our medical negligence compensation we set out how to claim compensation for clinical negligence.

How much compensation can you recover for spinal injury claims?

The nature and severity of the injury to your spine will largely determine the amount of compensation you should be entitled to recover.

Below you will find a brief summary of payout amounts for each spinal injury type. In each description – use the link to our detailed articles giving a breakdown as to how compensation payouts are calculated for each type of injury.

Payout amounts for spinal injury claims coming to a conclusion in 2024, include:

Neck Spinal Injury Payouts

Our neck injury compensation payouts article describes all manner of neck injuries from minor to severe. The range of compensation payouts you can expect is between £2,500 – £131,000.

Back Spine Injury Claims

See our back injury claim payout article for full details of injuries to your thoracic and lumbar spine. For injuries from minor to severe – your compensation will be calculated between £2,500 – £161,000.

Coccyx Claims

The coccyx is the fused bottom part of your spine. See our coccyx compensation payouts article for more details. Injury to your coccyx can lead to a spinal injury claim of between £2,200 – £24,000.

Paralysis spinal injury claims

In the worst cases of spinal injury claims – paralysis can be caused. A lot depends upon the nature of the paralysis. Our paralysis injury claim article – describes the different types of paralysis and how compensation is calculated for each. However, as a general guide you can expect a compensation payout between £219,000 – £404,000.,

Road Accident Whiplash Injuries Lasting Up To 2 Years

Changes in the law for claims from the 31 May 2021 are described in our whiplash compensation payout article. Whiplash claims affected by the tariff scheme for injuries to neck, back and shoulder lasting up to 24 months will be calculated between £240 – £4,345.

Bladder, bowel, sexual performance and psychological damage

Damage to the spinal cord can have an effect on many different parts of your body.

For example, see our bladder injury payouts, bowel injury claims, sexual performance for men / female reproductive system damage. and psychological damage articles.


On this page you have discovered that the amount of compensation for spinal injury claims depends on the nature of the injury to your spine and in some occasions how it was caused.

We offer free telephone and online specialist solicitor help to spinal injury victims and their families.

Should you experience a spinal injury you may wish to speak to one of our specialist solicitors free of charge. Have any questions you may wish answered before deciding whether to make a claim.