work compensation payout

Work Compensation Payout: The Amounts Of Compensation You Can Claim For Injury

Discover the types of loss your work compensation payout will include; how you may still be able to claim lost income despite your employer paying you during your absence from work; the most common type of work accidents with compensation amounts for typical work injuries.

What types of loss can you claim as part of your work compensation payout?

If your suffer injury at work and your solicitor can show your employer is legally at fault – there are primarily two types of loss you can claim as part of your work compensation payout.

Pain, suffering and loss of amenity caused by your injury

This is a compensation payout for the actual injury you suffer – whether physical or psychological or both. An injury causes you pain and suffering and can affect your ability to enjoy your usual activities.

Independent medical expert report

Your solicitor will obtain a medical report from an independent medical expert of the correct discipline.

For example – if you suffer broken bones, an orthopaedic medical expert would be instructed.

This expert will produce a report that includes the exact nature of your injury (its severity and how it affects your life) with a prognosis setting out how long in the medical expert’s opinion it will take for you to recover from your injury or whether there could be permanent disability.

Caselaw and judicial guidance

Your solicitor will compare the injuries set out in the report with claims decided by the courts in the past (caselaw) and judicial guidance (guidance by the courts as to sums for different injuries) to determine the compensation payout amount.

How To Get The Most Accurate Medical Report
Be careful – the medical expert is an independent expert, owes a duty to the court and comments on the balance of probability.
In other words – the expert will give an unbiased opinion and may seem a little rushed or abrupt. You may feel a little flustered at the meeting and struggle to recall all your symptoms.
Don’t despair – the best way to counter this problem is to keep a diary of your symptoms, so that your mind is clear when you are at the medical appointment. You can always check your diary if you become flustered.
This way you will ensure the medical report is as accurate as possible and allow your solicitor to maximise your work compensation payout.
broken ankle work compensation payout
Broken Ankle Work Compensation Payout

Financial losses and expenses you experience

Your work compensation payout will also include a sum for all the financial loss and expense you incur as a direct result of your accident. See our accident at work compensation article for more details of these losses.

Lost income

One significant loss is lost income, which has particular relevance given your claim is against your employer.

Employer pays you during absence

If your employer continues to pay you during your absence from work – you may not have a lost income claim.

Lost overtime pay

Should your employer only pay your SSP or basic pay – when you ordinarily would have some overtime pay – you will still have a claim for an element of lost income.

Future lost income

Importantly, should you be unable to work into the future or have permanent reduced hours due to your injury – you may also have a future lost income claim.

The medical report should address how long you would be expected to have reduced working capacity – allowing a calculation to be completed by your solicitor.

What compensation amounts might you expect for common work accident claims?

There are many different types of accident at work – some common ones we come across (with a link to our articles setting out the average work compensation payout you can expect), include:

Work machine accident

Many work machine accident lead to crush or cut injuries to the fingers and hands.

Falls from height

Examples of when falls from height may occur at work, include:

Falls from ladders and scaffolding

Falls may often occur when working on ladders, scaffolding, etc.

Typically within your work compensation payout you may have leg injury compensation and foot injury compensation.

Objects falling on workers

When an object falls on you at work – typically you will suffer head injury and neck injuries.

Work vehicle accidents

Work vehicle accidents may involve:

Forklift truck or lorry

Injury by a forklift truck or lorry, etc. These types of injury are often crush type injuries causing back damage and upper limb claims.

Chemical irritation

Working with chemicals without adequate PPE can cause damage to the skin.

Dust or chemical inhalation

Dust and chemical inhalation can often cause industrial lung disease.

Excessive noise exposure

Loud noises at work will invariably lead to noise induced hearing loss and tinnitus.

Slips and trips in the workplace

Workplace slips and trips can cause you injuries, such as wrist injury and hip injury.

Vibrating work equipment exposure

Exposure to vibrating equipment without adequate PPE or adequate breaks can cause vibration white finger or hand arm vibration syndrome.

Summary of work compensation payouts

You have found out how you can claim for pain and suffering plus financial loss and expense as part of your work compensation payout; with links to our articles setting out how to claim for the most common types of workplace injury plus examples of payout amounts for all manner of workplace injury.

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